Designed just for you

Whether you are a salary earner or a small business owner, our Personal Current Account is an excellent way to keep your money safe while allowing you to send and receive funds conveniently. The account also makes it easy to manage your transactions wherever and whenever you want to through our network of branches, agents, and electronic channels.


The Personal Current Account includes:

  • A universal means of payment, allowing you make payments at grocery shops, restaurants, government agencies, transport companies, hotels, universities, TV companies, schools, etc.
  • A checkbook (50 leaves)
  • MasterCard Debit Card which enables you to make local and international card transactions.
  • Automated digital bank statement provided on a monthly basis
  • Convenient and reliable incoming & outgoing payments/remittances through Swift and other remittance channels and payment gateways.
  • Convenient bills payments (Water, Electricity, TVs, Schools, Universities, Visa & Residence fees for foreigners, Business license/permit fees, etc.)
  • Free standing orders set up, amendment and processing
  • Internet and Mobile Banking
  • SMS notifications of all transactions hitting your account
  • Easy, 24/7 live chat with the bank support team through our website, WhatsApp and other Social Media platforms;
  • Access to our ATM network and POS machines;
  • Full access to our agents across the nation
  • Eligibility for different financing products


  • Valid, certified copy of National ID, passport or any other ID document approved by the Central Bank of Somalia
  • The physical address of the customer
  • Proper declaration and documentation of the customer’s source/volumes of income, nature of business and purpose of account opening
  • Two passport size recent photos of the individual