Keep the bond strong

This account is designed for people with a strong family, business, and personal relationships. It is also designed for people who are doing a small number of business transactions with their common names and responsibilities.

It gives clients peace of mind regarding their mutual businesses, funds, and contracts as funds are accessed only as per the account operating mandates you give to the bank.

This type of account requires minimal account operating balances with affordable yearly account maintenance fees.


The account comes with the following benefits:

  • A widely accepted means of payment where you can pay Groceries, shops, Restaurants, Government agencies, transport companies, hotels, Universities, TV companies, Schools, etc.
  • 50 leaf checkbook
  • Automated digital bank statement sent on a monthly basis
  • Convenient and reliable incoming & outgoing payments/remittances through Swift and other remittance channels and payment gateways.
  • Convenient bills payments (Water, Electricity, TVs, Schools, Universities, Visa, Business license, taxes, and other government payments, etc.)
  • Internet and Mobile Banking
  • SMS notifications of all transactions hitting your account
  • Easy, 24/7 live chat with the bank support team through our website, WhatsApp and other Social Media platforms
  • Assigned relationship manager
  • Eligibility for different financing products


  • Valid, certified copy of National ID, passport or any other ID document approved by the Central Bank of Somalia of the joint account holders.
  • Physical addresses of the joint account holders.
  • Proper declaration and documentation of the joint account holders’ source/volumes of income, nature of business and purpose of account opening
  • Two passport size recent photos of the account holders and account signatories if they are different from the account holders
  • Request letter, resolution, or extract of meeting minutes from the account holders requesting to open the said account and giving clear instruction regarding the account signing mandate.